Security and discretion

Life Insurance and Annuities are being used increasingly as international wealth and tax management tools, either in conjunction with or as substitutes for conventional international trusts and companies.

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While standard form solutions are available, policies are generally individually tailored for each client. Every policy is designed to offer compliance and tax effectiveness while providing security of the policy assets and substantial flexibility in the choice of investments, asset managers and other service providers.

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Cogent works with Lighthouse Capital Insurance Company, a licensed and regulated insurance company providing a variety of insurance strategies for mainly wealthy private clients.

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Lighthouse is established in the Cayman Islands and offers services to a broad range of international clients.

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Lighthouse not only offers the flexibility in the design of their products and the expertise of their 'team'; but also substantial security through segregated account laws and a 'Best in Class' infrastructure using the services of recognised industry leaders, such as SRS, Hannover Re and RSM Global.

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Details of the insurance services available may be obtained from Cogent.